The aim of Financial Coaching is working through a proven method to prevent you from making the same mistakes, therefore, providing freedom from debt and the ability to establish a healthy financial plan allowing you to take control of your money and your life. This process provides for an emergency fund of 3-6 months of household expenses, freedom from consumer / credit card debt and a clear path to building freedom from financial stress. This is effectively accomplished in:
- Accurately assessing your financial position
- Brainstorming viable options for new perspectives
- Determining the path you need to take
- Providing support, encouragement and accountability
*Financial Crisis Coaching: If you are in the middle of a financial crisis (death of a spouse, divorce, job loss, or healthcare bills etc), and facing harassment from creditors, foreclosure or bankruptcy, we will explore your options and put some things in place so you can reduce your stress and navigate a game plan.
The Cost of Financial Coaching: Financial Coaching is an investment toward getting out of a “financially distressed” situation, and it empowers you to establish a plan to help you avoid the pitfalls that would lead you back. Many clients recoup the cost of coaching within the first 60 days in the form of budget accountability, credit settlements, and cost-cutting solutions. Fees are based on a sliding scale dependent upon your financial situation.
What about filing Bankruptcy? Bankruptcy is considered to be a major stress in life, right up with divorce and the death of a loved one. Most people also don’t realize that the average out-of-pocket cost to file bankruptcy is $2,000. For only a fraction of the price you can be coached through a tried and true process for taking control of your money and changing your life for the better.
What about Debt Consolidation and/or Credit Counseling? These companies profit from charging monthly fees. They promise lower monthly payments and paying all debts with one payment. With their monthly fees as much as $40-$50 and an average timeframe for repaying debt at 4 years, that amounts to about $2000 in fees alone.
Here’s how it works:
- Schedule a complimentary consultation to discuss concerns
- Be assured that everything we discuss is confidential
- Learn to consider the choices you have to avoid feeling “stuck”
- Be encouraged and empowered to make a significant difference in your life
Regardless of what your financial situation looks like, there is HOPE!
Sheri Geyer is a Christian Life Coach, Mentor, Writer, Wife & Mom